Every car owner goes through this dilemma of deciding the best Insurance policy for their car.But, in Dubai you not only have a plethora of car insurance options but along with that you have professional and experienced advisors to help you get the best deal.
The car insurance companies in Dubai offer their customers the best rates, exclusive rewards and unimaginable deals.
Well to avail this golden opportunity and to save money on your car insurance, all you need to do is follow 3 easy steps:
1. Compare vehicle insurance quotes in Dubai – By filling in a short form, you’ll get live quotes from top notch vehicle insurance providers in Dubai and the UAE.
2. Buy Online – Once you find the vehicle insurance policy that’s right for you, use the company’s secure checkout to immediately purchase online.
3. Policy issued in an hour – After you buy your insurance and submit all your documents, you’ll receive your policy electronically within an hour.
In order to get your vehicle insurance policy issued, you’ll have to upload the following documents:
• UAE driving license
• Registration card
• Copy of Emirates ID
• No claims certificate if applicable.
There are two types of Car Insurance policies
• Comprehensive Car Insurance
It is the highest level of car insurance in Dubai and this will protect your car from damages caused by fire or theft, and will also pay out to a third party if you’re involved in an incident. It will also pay out if your car is damaged in another way such as a bump or crash.
• Third-Party Insurance
This type of vehicle insurance in Dubai covers the damages caused to another party by your car. This is the most basic and mandatory form of motor insurance as per the UAE law. The policy is usually cheaper compared to a comprehensive policy. Third party insurance cover will not pay for any damages to your own car.
Many vehicle insurance companies in Dubai allow you to choose from a range of additional features or add-ons, which eventually determine the final premium for your policy. Some of these policy add ons are:
• Agency repair
• Personal accident cover for driver & passengers
• Emergency medical expenses
• Off-road cover
• Roadside assistance
• Personal belongings cover
• Replacement of locks
• GCC cover
• Oman extension
• New car replacement
• Natural calamities cover
• Dent repair
• Windscreen cover
The best thing about vehicle insurance in Dubai is that being a safe driver in Dubai pays. If you donot make any claims throughout the term of your insurance policy, you’ll be awarded a no claimbonus (NCB). This NCB then can be provided to an insurer to earn you a discount on your policy.This discount increases for every year you don’t make a claim.
When the global pandemic has adversely affected people’s lives and their finances, vehicle insurance in Dubai is still a cakewalk. The vehicle insurance companies in UAE have their services reaching you at your doorstep with secure online payments and processing. Also, the companies offer the flexibility of spreading the car insurance premium over 3, 6 or 12 months.So you need not worry about car insurance premiums in Dubai if the pandemic has left you with a tighter budget.